Investing Rate: A Different Take on the Savings Rate

I keep track of a lot of things when it comes to my personal finances, but net worth isn't one of them. Check out some of the reasons why I don't.

You know what I love about personal finance?  That it is actually PERSONAL.  While there are core concepts that are universal, you have the ability to fine tune and tweak certain things to fit your particular financial situation.  For instance, some people use budgets for managing their finances.  While I did use a budget when I started my financial journey, […]

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Little Random Guy’s College Savings Plan

Having a kid is expensive!  According to a publication in January, 2017 by the USDA, parents are projected to spend $233,610 to raise a child to the age of 17.  This amount doesn’t include college or post-graduate educational costs.  Yikes!  If you factor in college tuition and expenses, that total could easily climb to $300,000 or higher.  Double yikes! About […]

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Save More For Retirement With an HSA

Before starting my current job, I didn’t really know much about Health Savings Accounts and the many benefits they offer.  An HSA is a triple tax-advantaged medical savings account that is available with certain high-deductible health plans.  If you have access to one of these plans and are willing and able to handle the high deductible, an HSA can be […]

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