2016 Fourth Quarter Update

Keeping track of your investments is always a good idea.  I used to monitor our portfolio every month but found that to be a bit too frequent.  I’ve now settled into the routine of going over our finances every quarter, specifically when it comes to our retirement savings.  This also gives Random Gal and I a chance to look things […]

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The Real Benefit of Dollar Cost Averaging

What would you do if I gave you $100,000 in cash to invest?  Would you go “all in” and invest the whole thing up front?  Or would you be worried that the market could drop and you’d lose money?  If you found yourself leaning towards the latter, then most financial advisors might recommend that you dollar cost average your way […]

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10 Strategies For Paying Off Debt

I’ll be real with you guys.  I hate debt.  To be fair, I hate certain types of debt more than others.  For instance, I hate credit card, car loan, and student loan debt more than mortgage debt.  I think these feelings come from the fact that I’ve spent the majority of my adult life living in debt.  For instance, I […]

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Biggest Investing Challenge?

We apparently get a quarterly newsletter from Charles Schwab called On Investing.  It’s addressed to my wife, so I think we’re receiving it as a part of her brokerage account.  I’ve read all of the ones that we have received so far, but I tend to do so with a bit of skepticism.  After all, it is a publication written […]

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