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Definition of inclusive finance: inclusive finance , often confused with “microfinance”, concerns financial products and services intended to help low-income populations. It is a term that is both more global, because it groups together all the activities linked to the financial sector, but also more precise, because it clearly indicates its objective: to include, by implication, the entire population in the economic system.

Finance is said to be inclusive from the moment it allows a given population, be it a family, a young entrepreneur, a larger company, to access a set of services and products, sometimes personalized, which meet a specific need.

These products or services can be of the financial type, such as, for example, access to a specific credit, to a dematerialized payment system, subscription to insurance or even to a transaction management system. But they can also be of a non-financial type: participation in training, access to legal or accounting assistance, support for setting up a business.

The financial inclusion is called responsible when it also takes into account all stakeholders in the value chain, ie the final beneficiary, of course, but also donors, microfinance institution, and more generally, the impact that this can have on the planet, be it environmental, energy or economic.